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Western Union Money Transfer® Services

How to Send Money Online with the Economy Option

Sending a Western Union Money Transfer transaction using our Economy service is easy.


Fees* are lower than our online Money in Minutes service

Money is generally deposited to your receiver's qualifying bank account within three bank business days1

All you need is a U.S.-based credit2 or debit card and the receiver's qualifying bank account information


STEP 1: Enter Receiver Information
Enter the following information:


The person you are sending money to

The amount you are sending

The receiver's qualifying bank account information



STEP 2: Sign In or Register
New online consumers are required to register. Registering will save you time on future transactions. Registered users can sign in and skip to Step 3.


STEP 3: Enter Phone Number and Promotional Codes
Enter a phone number where we can contact you (if necessary) and any Western Union® Rewards Card or other promotional codes you may have.


STEP 4: Enter Payment Information
Enter your Visa® or MasterCard® credit2 or debit card information.


STEP 5: Review Your Order
Review your information and confirm that everything is correct.

Before submitting your transaction, please read and agree to the Terms & Conditions regarding this service.

We participate in Verified by Visa® and MasterCard SecureCode®, programs designed to help prevent unauthorized use of Visa and MasterCard cards online. If you participate in the Verified by Visa or MasterCard SecureCode programs, you will be provided with a page that will allow you to enter your password and continue with your money transfer.



STEP 6: Print Your Receipt
Your receipt contains a Money Transfer Control Number (MTCN) which can be used to track the status of your order.

If we need additional information to approve your transaction, you will see a note on your receipt to call customer service at 1-877-989-3268. Once your payment is approved, your transaction will be sent and generally it will be available within three bank business days. We will email you a final receipt confirming your transaction.



* IN ADDITION TO THE TRANSFER FEE, WESTERN UNION ALSO MAKES MONEY WHEN IT CHANGES YOUR DOLLARS INTO FOREIGN CURRENCY. FOR CURRENT EXCHANGE RATES CALL 1-800-325-6000 AND PRESS 3, 2, 4.

1Economy option money transfers that have been approved and sent from the U.S. through westernunion.com will generally be delivered to the receiver’s qualifying bank account for posting within three bank business days. See Terms & Conditions for Restrictions.

2 If you use your credit card, you may be charged an additional cash advance fee by your card issuer for this service.




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