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Earning and Using Gold Card Reward Points

Earn FREE phone time
As a member of the Western Union® Gold Card program1, you'll earn FREE phone minutes2 every time you send a qualifying transfer or bill payment3 with your Gold Card. With each qualifying send transaction, you'll get minutes loaded right onto your Gold Card-up to 20 minutes domestically or up to 5 minutes internationally+. You can also purchase additional phone minutes at special low rates.

Get reward points
With each qualifying transaction, you'll also earn reward points redeemable for service fee reductions, gift cards, merchandise and more4. Check out our reward levels to see what you can start earning with your Gold Card. To see how many phone minutes and rewards points you have earned, just check your receipt after each transaction.

Western Union Reward Points Program

Total Transfer Fees

Reward Points Earned

  Up To $14.95


  Between $14.96 and $29.99


  $30 and above


   30 Points

Service fee reduction of up to $5 on your next Western Union Money Transfer® or Quick Collect® transaction.*
*Service fee reductions apply to single transactions only.


BURGER BUCKS® Gift Certificates. Use the BURGER BUCKS® Gift Certificates towards the purchase of any of BURGER KING's® great tasting menu items. Each booklet contains five one dollar gift certificates.
BURGER KING® is not a sponsor or co-sponsor of this promotion. BURGER BUCKS® Gift Certificates are redeemable at participating BURGER KING® restaurants. See Gift Certificates for redemption details. BURGER KING® name and design logo and related marks are registered trademarks of Burger Kind Brands, Inc. All rights reserved. TM,©, ® 2005 Burger King Brands, Inc.

Take your hot or cold drink "to go" in this 16 oz., stainless steel travel mug. Easy grip handle. Fits in most car cup holders.

   75 Points

Service fee reduction of up to $15 on your next Western Union Money Transfer® or Quick Collect® transaction.*
*Service fee reductions apply to single transactions only.


$10 Kmart Gift Card. Redeemable at any Kmart store. Kmart Gift Cards can be used for apparel, baby & kids, jewelry, electronics, toys, health & beauty, for the house and sports merchandise.
KMart Gift Cards cannot be redeemed on kmart.com at this time. Kmart does not endorse or sponsor the Western Union Gold Card Rewards Program.

Sports Watch. (Choice of men's or women's). Water resistant watch features an easy-to-read display and Velcro® band.

   150 Points

Service fee reduction of up to $30 on your next Western Union Money Transfer® or Quick Collect® transaction.*
*Service fee reductions apply to single transactions only.


$25 Shell Gift Card. The convenience of cash along with the pay-at-the-pump speed of a credit card.
The Shell Gift Card (Card) can be used only for purchases of goods and services at Shell locations in the U.S. The Card cannot be redeemed for cash and no change will be given, except in those states that require redemption for cash. Shell Oil Company and its related companies are not sponsors or co-sponsors of this promotion.

Polaroid® 35mm Automatic Camera. Capture those special moments for a lifetime of vivid memories with Polaroid's deluxe camera kit. Camera features include an automatic flash system, red eye reduction, automatic shut-off, automatic film advance and a large viewfinder. Kit also includes 1 roll of 24 exposure 400 speed film, 2 "AA" batteries, wrist strap and carrying case.

   375 Points

Sony Ericsson® T290a with GoPhone® Pay As You Go Service. Features of the Sony Ericsson T290a GSM phone includes downloadable Polyphonic Tones, downloadable graphics, downloadable games, dual band – 850/1900, talk time of 3.5 hrs, speakerphone, color display, Mobile Instant Messaging using AOL Instant MessengerTM, Multimedia Messaging Service, and Text Messaging. The Sony Ericsson includes a user guide, $10 Airtime and SIM card.

Panasonic Portable CD Player. Discover Digital Clarity with D.sound Technology. Advanced D.sound technology is comprised of four components that work together to elevate your audio experience to the next level. A Digital Amplifier helps reduce distortion and also helps you achieve crystal-clear sound - even at higher volume levels. The S-XBS and Digital Audio Gain Control help to improve bass response at higher volume levels. Each Portable CD Player comes with a Car Power Adaptor that plugs into your vehicle's standard lighter/power socket, and a Cassette Adaptor for CD playback through the stereo.

$75 Sears Gift Card. Use your gift card on a wide range of apparel, home and automotive products and services at approximately 870 full-line Sears stores nationwide.

   750 Points

$150 Western Union® Corporate Gift Check.
$150 Western Union® Corporate Gift Check is for the customer's personal use only and is intended only for deposit into bank accounts or cashing at any check casher or bank.

$150 Circuit City® Gift Card. Use your gift card on brand name consumer electronics, personal computers and entertainment software in over 600 Superstores across the United States.
Circuit City Gift Cards can be used for merchandise purchases only. Gift Cards cannot be used to make payments on Circuit City credit card accounts. If lost or stolen, Gift Cards cannot be replaced. See back of Gift Card for full terms and conditions of use. Circuit City Gift Cards can be redeemed at any Circuit City or Circuit City Express location nationwide. To locate your nearest store, please call 1-800-284-4886 or visit www.circuitcity.com. Use of the Circuit City name and logo is by permission of Circuit City Stores, Inc.


Panasonic DVD Player. Enjoy movies, music and more on this 5-disc DVD changer featuring CD, DVD-RAM, MP3 and JPEG playback capabilities.

1 Certain features of the Western Union® Gold Card are only available at Western Union Agent locations equipped with PC computers. The Gold Card is property of Western Union, and the Gold Card program may be cancelled without notice. Other restrictions and limitations may apply. See the Western Union Gold Card Agreement for more details.

2 Phone service provided by a third-party telecommunications provider and not Western Union. For customer service and current rate information, call 1-888-520-7924. Calls are billed in 1-minute increments and are rounded up to the nearest penny. Free phone time rewards expire 90 days after award date. Prepaid minutes expire 365 days after latest recharge.

CALLS INITIATED FROM A PAY PHONE ARE SUBJECT TO A SURCHARGE OF 90¢. As of May 14, 2004, the maximum charge per minute for calls within the continental U.S. is 3.9¢. International rates differ according to destination; calls to cellular phones will be billed at higher rates. Rates are subject to applicable taxes and may change without notice. Calls to 700, 900 or certain toll-free numbers or operator-assisted calls may be blocked or charged at a higher rate.

3 Valid only for person-to-person Western Union Money Transfer® and Western Union® Quick Collect® transactions completed in the U.S. at participating Agent locations, by calling 1-800-CALL-CASH®, or at westernunion.com. Excludes all Prepaid Services, Convenience PaySM, and Western Union Money Transfer® @ ATM and Money Transfer® by Phone transactions.

4 Rewards subject to change.

©2001 - 2009 Western Union Holdings, Inc. All Rights Reserved. The WESTERN UNION name, design and related trademarks and service marks, owned by Western Union Holdings, Inc., are registered and/or used in the U.S. and many foreign countries. All trademarks, service marks and trade names referenced in this material are the property of their respective owners.

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